Capital Advisory for Accountants: How Smart Businesses Actually Fund Growth

Capital decisions are some of the most important—and irreversible—choices a business owner will ever make. Yet many tax and accounting professionals don’t get pulled into the conversation until after the deal is already done.

In this episode of The Growth Minded Accountant, we break down how small and mid-sized businesses actually access capital today—and why accountants are uniquely positioned to guide these decisions before funding is locked in.

Host Lee Reams is joined by Sven Nelson, Founder & Owner of Aevi Business Capital, who brings over 20 years of experience in commercial finance. Sven shares how small business lending has evolved, why traditional banks leave so many healthy businesses behind, and where brokers fit into the modern capital landscape.

You’ll learn:

Why “I need a loan” means very different things today
The real differences between term loans, lines of credit, SBA loans, and alternative funding
When higher-cost capital can make sense—and when it creates long-term risk
Common mistakes business owners make before applying for funding
Why payment structure often matters more than interest rate
Where accountants fit into capital advisory without becoming lenders
How early involvement helps protect cash flow, tax efficiency, and exit options

This episode is designed for growth minded accountants, advisory-focused firms, and business owners who want a clearer understanding of capital—without the hype or confusion.

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Transcript

We know that everyone digests information differently. That’s why we’re now sharing the full transcript of each episode of The Growth Minded Accountant right here on the CountingWorks PRO blog. Whether you’re short on time, like to scan and highlight, or simply prefer reading over listening, you can catch up on every conversation at your own pace.

Each week, we cover topics that matter most to tax and accounting professionals—from AI and automation to marketing strategies, firm growth, and client relationships. Scroll down to read the full episode, or subscribe to the podcast to listen on the go.